Ag Loans

We provide a wide range of financing advice to assist you in your farming/ranching operation. Our team of lending specialists are local professionals that understand the many challenges you may face on your farming/ranching operation and we look forward to an opportunity to visit your farm/ranch and to meet with you at one of our six branches.

To find out more about our Agriculture products we have to offer, click on one of the following links.

Here for the long haul

When your business is agriculture, you want a financial partner behind you. There are good years, and there are bad years. We’re here for them all. Agriculture is the backbone of our local economy. We believe in it. We invest in it. We’re here for the long haul.

Something you’re born to do

In today’s economy, you need a financial partner who understands agriculture, that can help you make the big decisions a little bit easier. From getting the right equipment that your farm operation needs, to even the seed you need to plant your fields. In this part of the country, agriculture is part of the country, agriculture is more than just a job, it’s a way of life

Our AgStart program is designed to help with the needs of both, young and expanding producers.

Partnering with you to find solutions tailored specifically to your operation.

Producers aged 40 and under may qualify for the following benefits.

  • Reduced Loan Fees
  • Preferred Loan Rates
  • Interest Only Payment Options
  • Flexible Repayment Solutions

Our lending team has the knowledge and ability to assist you in making the best financial decisions for your operation.

Contact us today to find out how we can make this program work for you.


If you are just getting started in the ranching/farming industry or if you are expanding your current operation, our team of lending specialists has the knowledge to help you find the best options available for you customized for your needs.

A line of credit is a revolving loan with a pre-determined limit with a one-time approval process that is attached to your existing operating account.

A line of credit guarantees you:

  • Easy access to extra cash
  • Convenience
  • Much lower interest rates than retail credit cards
  • Protects against overdrawing your account
  • Ensures that cheques written will not be returned as inadequate funds

Save money by only paying interest on the funds that you have used.

An operating loan is a short term loan that provides financing of recievables, inventory and cash flow needs.

  • Interest only payment option
  • Flexible repayment options

Loans available for the purchase of new or used equipment and vehicles.

  • Flexible repayment options

A quick loan is a type of revolving credit that you can access without having to complete a new application each time you need funds with flexible repayment options available.

The AgriInvest program helps producers manage small income declines. Each year you can make a deposit into your AgriInvest account held at Cypress Credit Union, and in return, receive a matching contribution from federal and provincial governments.

The government will send you a deposit notice outlining your Maximum Matchable Deposit amount for the year. You can deposit any amount up to you Maximum Matchable Deposit amount by the deadline indicated on the notice.

We (Cypress Credit Union) report any activity on your account, deposits and withdrawals, regularily to the government. The government then forwards the matching amount to us for deposit to your AgriInvest account.

Bring in your AgriInvest Account Initiation form to us and we will arrange for your AgriInvest account to be opened.

Call us or stop in at any one of our 6 branches to speak to one of our account specialists about what works best for you.

The Cypress Credit Unions Flex Mortgage is designed to save you time & money. The Flex Mortgage is a convenient solution to build, invest, or grow your farm or ranch – easily – using the equity in your land – with a one-time application! The loan gives you the freedom to expand your operation;

  • weather you need to buy land,
  • upgrade your equipment,
  • invest in more cattle,
  • or to have operating funds available.

Once in place, it’s quick and convenient to access loan funds. Finance limits are pre-approved so there is no need for additional approval with each individual new purchase. Each loan under the flex mortgage has its own repayment options, with various terms (fixed OR variable rates) customized for what works best for you! As the sub loans are repaid, the funds can be freed up to be used again!

The flex mortgage is perfect for you to expand and finance your operation. Make an appointment with a lender today at Cypress Credit Union. There are many advantages of Bee-ing local!

Call us at 1-877-353-6311

Your mental well-being is important.

Farm Stress Line, Providing support when you need it. Phone: 1-800-667-4442