Rates

Effective February 2, 2024

Registered & Nonregistered – Nonredeemable Term Deposits

TERM DEPOSITS – including RRSP & RRIF & TFSA & FHSA
12 Months4.650%
24 Months4.250%
36 Month4.000%
48 Months4.000%
60 Months4.000%
Minimum balance $1,000.00

Access Cash

12 Month 2.500%

Redeemable after 30 days, with no penalty. Minimum balance $1,000.00


RRSP/TFSA/RRIF/FHSA Savings Accounts

$0 – $4,999.99 0.500%

$5,000 and Up 1.000%

Interest is calculated on an annual basis as a percentage of the daily closing balance. Interest is paid semiannually on June 30 and December 31.


TFSA Investment Account

$0 – $4,999                  0.500%

$5,000 – $19,999          1.000%

$20,000 and Up            1.000%

Interest is calculated on an annual basis as a percentage of the daily closing balance. Interest is paid the last day of the month.


Investment Account (Non Registered)

$0 – $4,999 0.500%

$5,000 – $19,999 1.000%

$20,000 and Up 1.000%


TFSA Redeemable Term Deposit

12-Month Investment Rate    3.250%

12 Month Redeemable after 90 days with no penalty. No partial withdrawals. Minimum Deposit is $1000.


AgriInvest

$0 – $19,999 0.400%

$20,000 – $99,999 1.250%

$100,000 and Up 1.800%


Savings Accounts

Original & eSavings 0.250%

Youth/FatCat 0.250%


Loan Interest Rates

Effective July 13, 2023

Prime Rate  7.20%
Overdraft Rate  24.000%

Rates are subject to change without notice.

Note: Interest rates change daily. We ensure efforts are made to update rates regularly. To confirm the rates please contact your local branch.