Personal Loans

Whether it’s buying a new home, vehicle, furthering your education or planning for your retirement…whatever life may bring you, Cypress Credit Union is here to help you along the way.

We have many options available to you. To find out more about our Personal Loans products please click on one of the links below.


We are pleased to offer you a number of mortgage products and payment options for you to choose from to best suit your needs.

Stop by any of our 7 branches and speak to one of our Lending Specialists about what works  best for you.

Line of Credit

A line of credit is a revolving loan with a pre-determined limit with a one-time approval process that is attached to your existing operating account.

A line of credit guarantees you:

  • Easy access to extra cash
  • Convenience
  • Much lower interest rates than retail credit cards
  • Protects against overdrawing your account
  • Ensures that cheques written will not be returned as inadequate funds
  • Save money by only paying interest on the funds that you have used

Term Loan

Looking to finance something? Vacation? Vehicle? Furnishings? And so much more. We can help you with a personal loan to finance a wide variety of purchases.

Quick Loan

A quick loan is a type of revolving credit that you can access without having to complete a new application each time you need funds with flexible repayment options available.

Student Loan

Planning on furthering your education, College, University, Trade School or Technical School? Let us make it easier for you. Finance your tuition, books and/or living costs with a Student loan.

Investment Loan

Don’t have the funds to invest? Consider an investment loan, borrowing to invest can be a great strategy in your retirement planning.

RRSP Loans are a great option if you are needing to catch up on your contributions. Making loan payments may be easier for you than saving and the money in your RRSP is growing tax free.